A unit trust is a type of investment that provides easy and affordable access to financial markets. Your money is combined with the money of other investors and our investment managers use the pool of money to buy underlying investments, such as equities, bonds, cash and property, depending on the unit trust objective. The unit trust is split into equal portions called 'units' that are allocated to you according to the amount of money you invest and the price of the units on the day you buy them. 

 

A trustee is appointed to act as custodian of the assets.  The role of trustee is to safeguard the interest of unit holders, distribute income and ensure that the manager keeps to the fund’s objective. The fund’s assets are held by the trustee and the trustee received all income from those assets. Trustee has to obtain approval from the Securities Commission Malaysia (Suruhanjaya Sekuriti) in order to act as trustee of the fund.

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The pooled monies in the unit trust fund are invested in a diversified portfolio of securities inclusive of stocks, bonds, short-term money market instruments and other assets, in accordance with the investment objectives of unit trust fund and as permitted under Securities Commission Malaysia (SC) Guideline on Unit Trust Funds.  Some invest for growth, some for income, some invest solely in Malaysia, some across Asian countries, some in the world market. Investment decisions are made by professional fund managers appointed by the trustees.